II Peter 1:9
For he who lacks these things is shortsighted, even to blindness, and has forgotten that he was cleansed from his old sins.
Our sins are remitted, washed away in the waters of baptism. But not ‘ex opere operato’— a Latin phrase meaning ‘from the work worked’— as the Catholic Church teaches. Repentance and faith are necessary, essential. But baptism is the vehicle by which it happens.
